Portfolio Risk Manager Resume Sample
Natasha Eichmann
810 Satterfield Camp,
San Francisco,
CA
+1 (555) 627 9593
Work Experience
Portfolio Risk Manager
07/2017
-
PRESENT
Philadelphia, PA
- Determining ICG´s credit risk appetite for Obligors
- Approving Extensions of Credit and ensuring data capture associated with those Extensions of Credit are accurate
- Monitoring and managing credit extensions to be within Citi´s risk appetite
- Working with various Businesses in the allocation of credit to optimize return
- Interact with IA, FCR, and local regulators
- Participate in Risk Reviews
- Coordinate and assist in countries’ preparation and follow ups for FCR and Internal Audit
Senior Portfolio Risk Manager
11/2010
-
05/2017
Phoenix, AZ
- The role requires experience either as a PM or a Risk Manager within the Asset/Liability team of a major insurance company or within a liability driven asset management team
- Experience managing Liability Driven Investment Risk is a requirement
- The ability to communicate complex investment issues to a non-technical audience
- Experience in fixed income portfolio management, trading, or front-office market risk management, ideally mortgage-related
- Responsible for diverse credit policy actions across all the function of the credit cycle including product planning, acquisitions, portfolio management, collections policies
- Drive compliance to local and global regulatory guideline
- Ensure all corporate credit policies are adhered to
- Design new product and policies which would transform the business ( Including Partnerships)
- Build an implement non scoring models
VP, Portfolio Risk Manager
07/2008
-
07/2010
Houston, TX
- Work with Modeling specialist for developing new score cards
- Lead risk technology transformation projects
- Manage interface with all credit bureau and ensure bureau data is accurate
- The role would manage a team of 16 people with Vice Presidents as Team Leaders
- Interact with internal customers (Sales, CI, Product) and external entities like credit bureau to have appropriate credit policies designed and implemented
- Ensure that data / MIS used by the team for taking policy decisions are from accurate / approved sources
- Deliver Credit Plan
- Ensure that portfolio is performing as per risk appetite frame work and benchmarks are relevant and are met
- Work with Product / Technology to support credit-policies implementation on Risk Systems ( ECS, CDE, TRIAD, ALPS, BRM)
Education
University of the People
2004 - 2008
Mba's Degree in Business Administration
Professional Skills
- Strong analytic skills and deep understanding of the retail partner business model
- Demonstrate leadership, negotiation and team skills and the ability to clearly and proactively communicate with internal and external clients
- Experienced risk manager with knowledge of toolsets including behavior scores, internal and external data sources, data mining / segmentation applications
- Develop strong working relationships with other operational disciplines (Legal, Contracts, Asset Management, Collections, Tax, Accounting)
- Experience in performing quantitative analysis, model documentation, segmentation analysis
- Experience in financial institution and credit underwriting/analytics and data analytics role - REQUIRED
- New Account Strategy Development & Non-Scoring Model Validation
How to write Portfolio Risk Manager Resume
Portfolio Risk Manager role is responsible for analytical, credit, retail, languages, finance, training, coding, architecture, design, modeling.
To write great resume for portfolio risk manager job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Portfolio Risk Manager Resume
The section contact information is important in your portfolio risk manager resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Portfolio Risk Manager Resume
The section work experience is an essential part of your portfolio risk manager resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous portfolio risk manager responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular portfolio risk manager position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Portfolio Risk Manager resume experience can include:
- Account Management Strategy Development & Non-Scoring Model Validation
- Hands on experience with portfolio performance monitoring and diagnostics
- Manage assigned customer accounts and forge excellent working relationships with SFS customers and agent banks
- Meeting/exceeding Partner/Citi P&L and Performance
- Managing a team/organization responsible for all risk management activities associated with retail credit portfolio
- Monitoring general market and factor risks across portfolios. Track and present return/alpha attribution
Education on a Portfolio Risk Manager Resume
Make sure to make education a priority on your portfolio risk manager resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your portfolio risk manager experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Portfolio Risk Manager Resume
When listing skills on your portfolio risk manager resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical portfolio risk manager skills:
- Strong credit and risk analysis expertise and good aptitude for understanding complex transactions
- Good knowledge of credit risk concepts, including risk rating methodologies and application - REQUIRED
- Relevant financial services Risk Management experience required
- Previous experience in Local Corporate Customers; as well as Approved Elsewhere approval
- Experienced in remedial management situations
- Demonstrate integrity, independence, leadership, judgment and ability to balance risk and reward
List of Typical Skills For a Portfolio Risk Manager Resume
1
Skills For Senior Portfolio Risk Manager Resume
- Extensive work experience (at least 10 years)
- Min. 6-10 years of experience with at least 2 years in a current role
- Detail oriented, able to work independently and to prioritize workload and meet hard deadlines
- Understanding of digital payment product ecosystem
- Be fully conversant in credit policy including having a profound knowledge of Mexican regulation and credit products
- Familiarity with Citibank credit policies including risk ratings, procedures and risk reporting systems
- On ex ante risk budgeting, attribution, and scenario analysis/stress testing
2
Skills For Aso / VP-portfolio Risk Manager Resume
- Capability of engaging in a debate and justify own views / recommendation with appropriate rationale
- Knowledge of classifiably managed credit and banking products
- Undertakes the role in accordance with the Bank’s operating / employee procedures
- MBA or PG in (Economics / Statistics) from an established institute or Chartered Accountant
- Demonstrated successful in managing risk policy/strategy through the economic cycle and/or in various environments; protecting and growing the business as it enters and exits economic stress
3
Skills For VP, Portfolio Risk Manager Resume
- Senior Credit Officer signature. Have strong credit, analytic and problem solving skills, including problem recognition and structuring of solutions to credit related issues
- Have comprehensive knowledge of legal documentation
- Extensive knowledge of financial markets and products, risk mindset (At least 10 years)
- Appreciation of regulatory challenges
- Some knowledge of loan loss reserve fundamentals
- Some knowledge of Risk Return concepts
- Highly proficient in MS Office (Excel, PowerPoint, Word)
4
Skills For Senior CMB Portfolio Risk Manager Resume
- Exercise initiative and judgement, to deliver in accordance with all business strategy/operational plans
- Initiates activities to identify, review and evaluate the risk management of CMB within country, pursuing opportunities for business opportunities within risk appetite, recommending changes to risk appetite where appropriate and optimisation of capital deployed; and
- MBA or PG in (Economics/Statistics) from an established institute or Chartered Accountant
- Collaboration with PM and Risk team on
- To understand risk and performance drivers in detail and highlight areas of concern proactively
- Review portfolio composition and concentrations, and manage associated risk by analyzing and identifying risk issues in the form of market risk (including counterparty risk) and initiating change where necessary through dialogue with other portfolio managers
- Evaluate systems and business practices with special focus on the ‘alternatives’ complex
5
Skills For Regional Portfolio Risk Manager Resume
- Conduct reviews of historical and current performance and dispersion in the portfolios to identify market trends and perform detailed portfolio reviews, including reviews of trade types, layering, and analysis of line items
- Partner with the PM Analytics department to ensure that relevant risk measures are correctly estimated and aggregated in portfolios across range of asset type and provide the portfolio management team with analysis on risk factor exposures and portfolio construction
- Support client facing account and product managers on risk-related questions and attend client meetings to present PIMCO’s approach to risk management
- Review and improve upon the current risk reporting with feedback from other members of the risk team and portfolio managers
- Represent Portfolio Risk Management team at European board meetings
- Build reports necessary for the proper performance of the risk function, including reporting of first or second order risk and modeling of the scenario analysis to identify tail risk in the portfolio
- Excellent credit/business writing skills are required
- Excellent ability to operate in a high volume, time pressured environment while maintaining a positive focus
- Excellent understanding of energy industry drivers and issues
6
Skills For VP-credit & Power Portfolio Risk Manager Resume
- Develop analysis/reporting tools in Excel, VBA and by accessing databases (SQL)
- Work with credit bureau to ensure accurate and timely reporting to the bureau
- As needed, assist Underwriters with creating credit packages and credit committee presentations
- Develop and maintain macro stress tests to estimate portfolio return in hypothetical adverse market events as holdings and market conditions warrant
- Plan career for the risk team
- Compliance with Partner Contract SLAs & Management
7
Skills For Loan Portfolio & Risk Manager Resume
- Internal & External Oversight Reviews
- Timely processing of all customer requests including underwriting of amendments/waivers, detailed review of legal documents and assessment of impact to SFS and underlying Project
- Perform credit risk analysis, prepare periodic portfolio reviews (monthly and quarterly) and analyze borrowers’ historical performance against original projections
- Follow-up for ongoing reporting and covenant compliance
- Be responsive and provide ongoing support to the sales, marketing and business development personnel
- Act as deal advocate and accountable party throughout the life of the transaction
8
Skills For Unsecured Consumer Lending Portfolio Risk Manager Resume
- Gather and evaluate client information, compare to industry benchmarks, analyze third party information, assess risk and recommend commitment levels, financing structures and documentation requirements within standards and following risk management policies
- Oversee documentation/contracting and funding/booking processes, including assisting SFS in negotiating transaction documentation, resolving any open items and ensuring all credit conditions are satisfied prior to funding
- Work closely with other Portfolio Management team members to recommend and execute account management / monitoring strategies
- Ensure that all risk management guidelines are adhered to and that exceptions are well documented
- Demonstrate a comprehensive overall knowledge of credit, audit and portfolio management as well as a general understanding of new business development and loan administration
- Primary point of contact in providing guidance, assistance and training on the proper application of Risk Rating Methodologies to the various levels of Credit Officers in Business and Risk (including SCO and Country Risk or Business Heads) from all Commercial countries and to the Fundamental Credit Review
- Design, generate and maintain ad hoc portfolio analysis and presentations formulated to assist in Global Risk Oversight’s portfolio management responsibilities and for regulatory purposes
9
Skills For VP-portfolio Risk Manager Resume
- Engage in projects driven by Policy changes, Risk Architecture and/or Re-engineering initiatives primary related to the Basel, CCAR and Risk Rating Methodologies for Wholesale exposures
- Responsible for diverse credit policy actions across all the function of the credit cycle including product planning, acquisitions, portfolio management, collections policies, including interactions with Independent Risk
- Manage assigned customer accounts and forge excellent working relationships with SFS customers and agent bank institutions
- Operating Committee engagement
- Completed formal bank credit training program
- Design new product and policies which would transform the business
10
Skills For VP-credit Authorizations Portfolio Risk Manager Resume
- Interface with participants in SFS agented transactions
- Maintain relationships with agents on third party agented transactions
- Establish, manage and own CCB dedicated Citi Collaborate website to facilitate the communication with Risk and Business on the Risk Rating related matters, improving awareness and enforcing importance of the subject. Establish, manage and own the Risk Ratings Data Quality process for the Commercial Bank to ensure risk ratings accuracy across the portfolio
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