Lending Associate Resume Sample
Clarissa Botsford
50600 Evangeline Fords,
Los Angeles,
CA
+1 (555) 982 2777
Work Experience
Lending Associate
02/2018
-
PRESENT
Chicago, IL
- Retrieves, analyzes and interprets data from various sources using statistical software programs
- Aggregates data from different databases into large data sets used for statistical analysis
- Assist in developing Develop, run and maintain in-house fair lending statistical analytical programs for identifying fair lending risks through the entire credit lifecycle, including marketing, underwriting, pricing, and loss mitigation
- Assist in developing Develop, run and maintain in-house fair lending statistical analytical programs for identifying fair lending risks in score cards and other analytical models for DFS consumer businesses
- Assist in formulating and implementing in-house processes for data mining, data assessment, validation, analysis, and correction to determine any limitations on reliability or usability
- Periodically re-validate processes to ensure validity, efficiency, and accuracy
- Creates analytical reports and presents results for review by internal and certain external (regulatory staff) customers
- Prepare and present statistical results and data sets for analysis in support of regulatory requests and examinations
Eagle Lending Associate
10/2011
-
12/2017
New York, NY
- Assist in evaluating internal and external practices, including regulatory and peer institution practices, to ensure DFS is using "best in class" statistical and analytical methods, while adhering to regulatory requirements
- Support Eagle RM in the day to day activities in business development and PBO support activities. Assist in managing ERM and PBO’s pipeline of transactions in process as well as vetting and completing initial analysis on new applications
- Support Eagle RM in the day to day activities in business development and PBO support. activities. Assist in managing ERM and PBO’s pipeline of transactions in process as well as vetting and completing initial analysis on new applications
- Lending and Portfolio Management Officers
- Coverage Team Members and Relationship Coordinators across several locations
- Provide support for Relationship Managers (RM's) and their book of clients
- Work with Executive Managing Directors to help with the relationship management and cross-selling of Professional Loan Program clients
- Assist in managing RM's pipeline of client transactions in process, vet and complete initial analysis of new applicants and respond to dial ad hoc client requests
- Help families, individuals and businesses plan their financial futures through First Republic Bank's deposit services, lending products and wealth management services/products
Cb-wholesale Lending Services Credit Products Execution Associate
10/2008
-
08/2011
Philadelphia, PA
- Discuss financial concerns and needs of individuals and present potential solutions using our suite of products and services
- Create and maintain client interaction reports
- Develop your professional skills and knowledge
- Under general supervision (but works independently most of the time) responsible for coordinating the account administration for lending clients; responds to client inquiries, produces reports and oversees transaction processing. Resolves all types of operational or processing issues
- Coordinates execution of daily client transaction activity and transaction processing including fees, payments and borrowing; handles inquiry resolution; obtains appropriate documentation necessary for credit underwriting, monitoring and credit file maintenance; requests and ensures systems information is up-to-date; communicating with clients and other internal and external partners
- Communicates with clients regularly to inform them of account set-up or status, past due loans, overdrafts, document requests or other information
- Develops and maintains working knowledge of loan agreements, financial statements and other documentation required to monitor client relationships
- Pulls daily, weekly, and monthly reports for past due insurance, loan maturities, and document deficiencies and assists with clearing the exceptions
- Acts as initial contact for complex client or partner inquiries for banking products and services. Assists with creating and implementing complex banking solutions (including treasury management) for new and existing WM clients
Education
Franciscan University of Steubenville
2002 - 2007
Bachelor's Degree in Economics
Professional Skills
- Strong computer skills, including Microsoft applications
- Prior experience with or understanding of credit/lending
- Strong client facing and stakeholder management experience
- The ability to manage multiple priorities effectively
- Guiding each loan application through to settlement while delivering consistently exceptional experiences to our customers, including through
- Extensive experience within banking/financial services industry with broad knowledge of banking products
- Experience managing a high functioning team
How to write Lending Associate Resume
Lending Associate role is responsible for software, modeling, training, securities, credit, finance, interpersonal, payments, analysis, mortgage.
To write great resume for lending associate job, your resume must include:
- Your contact information
- Work experience
- Education
- Skill listing
Contact Information For Lending Associate Resume
The section contact information is important in your lending associate resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:
- First and last name
- Telephone number
Work Experience in Your Lending Associate Resume
The section work experience is an essential part of your lending associate resume. It’s the one thing the recruiter really cares about and pays the most attention to.
This section, however, is not just a list of your previous lending associate responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular lending associate position you're applying to.
The work experience section should be the detailed summary of your latest 3 or 4 positions.
Representative Lending Associate resume experience can include:
- Analytical, problem solving and organizational skills required
- Experience in loan administration with client servicing background
- Has previous out-of-industry sales experience with a focus on generating self-sourced business
- Knowledge of private equity, capital markets, merger and acquisition structures and understanding / experience with credit analysis is required
- Work experience in banking, finance or related business field
- Build strong, respectful relationships
Education on a Lending Associate Resume
Make sure to make education a priority on your lending associate resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your lending associate experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.
Additional details to include:
- School you graduated from
- Major/ minor
- Year of graduation
- Location of school
These are the four additional pieces of information you should mention when listing your education on your resume.
Professional Skills in Lending Associate Resume
When listing skills on your lending associate resume, remember always to be honest about your level of ability. Include the Skills section after experience.
Present the most important skills in your resume, there's a list of typical lending associate skills:
- Strong communication, decision-making and interpersonal skills
- Strong analytical, interpersonal and organizational skills
- Organized, detail-oriented and excellent time-management skills
- Highly self-motivated and self-disciplined with ability to work effectively with little supervision
- Prior customer service/sales experience
- Experience in Fair Lending or Financial Services industry
List of Typical Experience For a Lending Associate Resume
1
Experience For Eagle Lending Associate Resume
- Resolves problems that arise during closing, e.g., problems with titles, document deficiencies, missing documents, problems with insurance, etc
- Follows up on transactions, including external recordings and filings, client advices, and verifications
- Complete credit arrangement sheets for loan presentation, obtain client signatures on documents, and makes required interest calculations
- Review all documents to ensure accuracy and compliance with regulatory requirements
- Orders and reviews credit bureau reports
- Registers collateral and obtains current market price for stocks, bonds, etc. that have been offered as loan collateral. Files notice with state after collateral has been accepted in order to comply with the Uniform Commercial Code
- Processes loan disbursements, payoffs, renewals, and general ledger and data processing input generated by these transactions
2
Experience For Private Lending Associate Resume
- Keeps abreast of operational or systems changes
- Enters new loans, paid loans, maintenance, and various other transactions on the on-line data system
- Understands and adheres to all regulatory guidelines in order to maintain bank’s risk management standards
List of Typical Skills For a Lending Associate Resume
1
Skills For Eagle Lending Associate Resume
- Able to take ownership and accountability and can demonstrate integrity
- Understanding of credit principles, loan terminology, documentation and underwriting guidelines
- Outstanding academic achievement and peer recognition
- Prepare Funding Package for applicable level approval & fax to National Loan Servicing for Booking / Funding
- Provide closing documents to the RM & coordinate the closing with necessary borrowers, guarantors, grantors and other signers to execute the loan package
- Expertise in SAS programming, or comparable statistical software such as R, or STATA
2
Skills For Private Lending Associate Resume
- A thorough understanding of regression analysis, univariate and multivariate statistics and statistical indicators such as r-squared, chi squared, T statistic, and normal distribution
- Is an effective communicator, both verbally and in writing
- Has flexibility to work extended hours during heavy workload period
- In-depth understanding of financial statements
- Pulls daily, weekly, and monthly reports for past due insurance, and document deficiencies and assists with clearing the exceptions
- Assists with processing money movement transactions
3
Skills For Cb-wholesale Lending Services Credit Products Execution Associate Resume
- Coordinates the acceptance and safekeeping
- Review executed docs for completeness, signatures & incomplete supporting documents
- Confirm loan on FIS within 48 hours of booking to ensure accuracy
- Is self-motivated and highly organized
- Maintain a good working knowledge of residential property lending practices within the Company, including underwriting of credit files, evaluation of fees, points and rebates including various items in the Settlement of Statement (HUD-1), in order to evaluate compliance with HMDA and fair lending laws and regulations
- Understanding of customer segments and identification of environmental factors effecting the industry
- Productivity – ability to process lending transactions efficiently and accurately using commercial acumen, sound financial analysis and risk mitigation strategies
- Assist with the review of new lending opportunities
- Review loan packages, and analyze credit information to make a general assessment of borrower’s creditworthiness
4
Skills For Associate Direct Lending Analyst Resume
- Responsible for providing high level financial analysis, leveraged finance idea generation, financial modeling, business and industry research, term sheet preparation and due diligence support
- Assessing servicing and verifying all necessary documentation for each application, before submitting to the credit team for assessment
- Draft lending summaries, monthly portfolio review reports and maintain databases and templates for analysis, monitoring and underwriting
- Energetic, Polished, Confident, Outgoing, and Proactive style
- Support the UDC Lending function with administrative tasks undertaken in the preparation, submission and review of wholesale file management
- Assist in portfolio management
- Proficiency in Stucky systems, Excel, Word, CRM systems and Powerpoint
5
Skills For Leveraged Lending Associate Resume
- Build relationships with a variety of different professionals and be flexible in approach/style
- Prepares appropriate loan documents based on type of loan transaction and maintains loan files
- Actively interact with internal stakeholders and the wider teams to share ideas and knowledge to support the business objectives
- Be the driver of process change where required
- Reviews all documents to ensure accuracy and
- Explains documents to clients and executes
- Processes loan disbursements, payoffs,
6
Skills For Structured Lending Associate Resume
- Prepare Worksheet to request documents from the Loan Documentation Service Center (LDSC)
- Review docs for completeness & accuracy
- Contact LDSC for corrections. Address any deficiencies or requests made by the LDSC
- Obtain proper waivers from a Sr. Lender, CBO or MD if needed
- Ensure file is up to date
- Concise communicator with the ability to credibly and compellingly present and discuss recommendations to borrowers
7
Skills For Senior Associate Fair Lending Resume
- High energy, team-first attitude with motivation to work hard in a fast-paced and collaborative environment
- Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements
- Demonstrate a commitment to professional ethics, as well as conform to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements
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